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  • Author photo Nicholas Springer
    Nicholas Springer in Coverage | 3338 Reads
  • 10/02/2020

You live in a Flood Zone!

Floods happen everywhere

Falling Creek Flood during Gaston
Falling Creek Flood during Gaston

everyone lives in a flood zone

Nicholas Springer

The fact is, everyone lives in a flood zone.

Fortunately not all flood zones are that risky! Your home may just be in a very low risk flood zone, but that doesn't' mean a flood may never affect you.

Any water that inundates two or more properties is considered a flood. If a ton of rain floods the street (a property) and then your home (a second property) that is flood. The bad news is that Flood is not ever covered under a normal HO3 homeowners policy. If you see the need to cover the risk of flood, please call us and we can send you a flood quote in a matter of minutes!

Home Flood Not Covered #24
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Photo of Nicholas Springer
Nicholas Springer
President

Nick Springer, current President and CEO of Springer Insurance, joined the agency in 2000. From CSR to telemarketer, Associate Agent, Vice President and now President, Nick worked every possible job in the agency, including janitor while he was in middle school two nights a week!

After taking over for Reta, who retired in 2018, Nick and his wife Shannon have grown the agency to four locations and recently moved the Home Office to a new office condo, still in Midlothian. Over his many years, Nick has attained the designation of a Certified Authority on Workers Compensation (CAWC) and most recently the coveted Certified Insurance Counseller (CIC) designation.

Nick is now heading up the new Springer Private Client Division geared to High Net Worth clients.

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