Be Uniquely Insured

established in 1926
  • AM Best Rating A+
  • Affirmend 2021
Selective Background

Learn about Selective

When you choose Selective, you choose more than an insurance policy. You choose insurance professionals who are here for you before, during and after the insurance claim.

We offer a broad range of value-added insurance products and services to businesses, public entities and individuals in 32 primarily Eastern, Southern, Midwestern and Southwestern states and the District of Columbia. Our independent insurance agents and employees create unique competitive advantages that make Selective the responsive, trusted choice.

Best in Class Customer Service

Responding to you is not just a top priority! We offer you a number of ways to pay your bill, get information about your policy, or get answers to your questions. From online, to mobile, to telephone - we're here for you when you need us.

Superior Claims Service

No one wants to have an insurance claim, but sometimes they can't be avoided. When the unthinkable happens, our insurance claims professionals will help you through the claims process and respond to your needs in a timely and professional manner.

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Selective has maintained a financial strength rating of A or better by A.M. Best Rating Services for more than 90 years. This rating demonstrates the financial stability of the organization that is so important to our customers, distribution partners, and shareholders. In late 2021, A.M. Best upgraded our financial strength rating to A+, reflecting our consistently superior operating performance and solid financial position. We have a strong capital base with $3 billion of equity and a prudent debt-to-capital ratio of 14.6% as of year-end 2023. As of year-end 2023, Selective maintained an $8.7 billion investment portfolio with a conservative fixed income securities and short-term investments average rating of AA- . We also target a low-hazard business mix, protect our balance sheet with a conservative reinsurance program, and maintain prudent reserving practices.


AM Best Rating A+
Affirmed 2021

Selective Insurance is a super-regional property and casualty insurance company with a long history of superior operating execution and financial strength. Selective employs a unique operating model, with a strong focus on servicing our franchise distribution partners and customers through a local presence and technology-driven solutions. In 2023, we celebrated our 97th year in business, ranking as the 37th largest property and casualty insurance group in the United States based on 2022 net premiums written in A.M. Best's annual list of 'Top 200 U.S. Property/Casualty Writers'. Our business is comprised of Standard Commercial Lines, Standard Personal Lines, and Excess & Surplus Lines, which accounted for 79%, 10%, and 11% of total 2023 net premiums written, respectively.

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