Tenants Insurance

A Three Story Apartment in Richmond Vriginia


Full Name: Tenants Insurance

Your landlords insurance policy is not enough. It most likely ONLY covers the building you live in. Not your personal belongings.

  • Categories: Personal
  • Also Known As : Renters Insurance, Apartment Insurance, HO4, Personal Property Insurance
  • Range in last 12 months : $120 $561
  • Springer University Videos for Tenants Insurance

    Renters Insurance

    You have a lot of things that are important to you — from your clothes and furniture to your sound system, sports gear, and computer. And you want to feel confident that everything you've worked for is not at risk. Let Springer Insurance help you find coverage options that protect you, your family, and your personal property. Call us at 804-739-9500 and let us help to make sure you're properly covered.

    What you need to know about renters insurance

    Your renters policy covers your personal property against theft or damage subject to the limits and deductibles you select. The coverage applies even when you are away from home. For a small additional premium, you can choose to carry full value coverage on your personal property, which ensures that you will be paid the full replacement cost of items that are damaged or stolen without deduction for depreciation.

    Protect yourself and your guests

    Your renters insurance policy protects you and your family against certain bodily injury and property damage claims for which you are liable. Legal defense is also provided in the event you are sued after a covered loss, subject to the limits you have selected. In addition, you can select medical payments coverage which will pay for medical expenses incurred by a visitor who is injured at your residence regardless of fault. Various limits are available. Let Springer Insurance help you find the right amount of coverage to suit your insurance needs Virginia Call us today at 804-739-9500

    Get the right amount of insurance coverage at the best price

    Whether you're starting out, between homes or downsizing, Springer Insurance will help you pick the renters insurance coverage that best fits your needs. Give us a call today at 804-739-9500 and get covered. Be sure to ask about available discounts including burglar alarm credits and the account credit for customers who package auto policies with their renters policy.

    Extra coverage doesn't have to cost a lot

    Whether you're starting out, between homes or downsizing, we will help you pick the renters insurance coverage that best fits your needs. If you have special valuable items such as jewelry, art, antiques or collectibles, ask about our Valuable Articles option which provides broader coverage and no deductible in the event of a covered loss.

    The average cost of renters insurance varies depending on what kind of coverage and deductible you select, but can cost as little as $20 a month!

    How do I insure the home I rent

    This is probably one of the easiest polices to start. There are only a few questions you need to answer!

    How much stuff do you have and what happens if you get sued?

    First - Personal Property. How much stuff do you have in your home? Imagine you shake your apartment upside down. The policies goal is to replace all of that stuff. So you need to give us a number of what that would take. Easy!

    Second, how much liability do you need? What happens if a guest trips on your rug? What happens if your dog bites the neighbor? What happens if your frisbee breaks a window?

    While other agents start with $50,000 or $100,000, we start with $300,000 and are most always going to offer you more... you never know and that's why we offer more.