• 523 Followers
  • 1k Followers
  • (804) 739-9500
NEW Get instant access to your policy information
  • Virginia Site Virgina
    • Switch to Texas Site Texas
Springer Insurance Logo Virginia
Learn
  • Personal Insurance
  • Business Insurance
  • Benefits
  • Medicare

Learn About

  • Home
  • Auto
  • Yacht
  • Renters
  • Boat
  • Landlord
  • Motorcycle
  • RV

Learn About

  • Liability
  • Business Auto
  • Building
  • Businessowners
  • Key Man Life
  • Bonds

Learn About

  • Group Health
  • Group Life
  • Health
  • Disability
  • Term Life
  • Whole Life
  • Guaranteed Issue

Learn About

  • Supplemental
  • Advantage
  • Drug Coverage
  • Home
  • About

    The Agency

    • About Us
    • Our Agents
    • History
    • Contact
    • Careers

    Our Carriers

    • Nationwide
    • Auto-Owners
    • Liberty Mutual
    • Travelers
    • Safeco
    • View All

    Our Locations

    College Station

    Midlothian

    Keysville

    South Hill
  • Insurance

    Policy Builder

    Put together the perfect coverage for our Agents to build a proposal for you.

    Personal

    • Homeowners
    • Tenants
    • Automobile
    • Umbrella
    • Condo
    • Mobile Home
    • Collector Vehicles
    • Earthquake
    • Pet

    Powersports

    • Motorcycle
    • PWC
    • Boat
    • Yacht

    Business

    • General Liability
    • Business Property
    • Business Auto
    • Cyber
    • Workers Compensation

    Benefits

    • Personal Life
    • Key Man Life
    • Group Benefits
    • Medicare Supplements

    Transport

    • Non-Emergency Medical
    • Trucking
    • Livery

    Farm

    • Property Insurance
    • AgriChoice
    • Farm
    • Coverage Estimator
    • Property Info
    • DMV
  • Claims
  • Blog

    Newest Posts

    • Lansing, Life and health
    • From Landscaping to Insurance
    • The Learning Matrix
    • Back to Texas!

    Random Post

    • Lansing, Life and health
    • MEDICARE ANNUAL ENROLLMENT ENDS TUES, DEC 7, 2021
    • Original Medicare Enrollment Part 4 - How to enroll in Medicare if you are under 65 and have a disability
    • WHEN DOES YOUR PERSONAL CAR BECOME A COMMERCIAL VEHICLE?
    Our latest Flyer
Log In

Our Top Policies
Homeowners Insurance
Homeowners Insurance
Automobile Insurance
Automobile Insurance
Personal Life Insurance
Personal Life Insurance
Medicare Supplements Insurance
Medicare Supplements Insurance

Course Category

  • Course School

    Course Title

    • Web Design
    • Art
    • Figma
    • Adobe

    Course Title

    • Photo
    • English
    • Math
    • Read
  • Online School

    Course Title

    • Photo
    • English
    • Math
    • Read

    Course Title

    • Web Design
    • Art
    • Figma
    • Adobe
  • kindergarten

    Course Title

    • Photo
    • English
    • Math
    • Read
  • Classic LMS

    Course Title

    • Web Design
    • Art
    • Figma
    • Adobe
Learn More
Springer Insurance Logo

Concierge Insurance. From Start to Claim.

  • webmail@springeremail.com
  • (804) 739-9500
  • Home
  • About

    The Agency

    • About Us
    • Our Agents
    • History
    • Contact
    • Careers

    Our Carriers

    • Nationwide
    • Auto-Owners
    • Liberty Mutual
    • Travelers
    • Safeco
    • View All

    Our Locations

    College Station

    Midlothian

    Keysville

    South Hill
  • Insurance

    Policy Builder

    Build your perfect insurance package!

    Personal

    • Homeowners
    • Tenants
    • Automobile
    • Umbrella
    • Condo
    • Mobile Home
    • Collector Vehicles
    • Earthquake
    • Pet

    Powersports

    • Motorcycle
    • PWC
    • Boat
    • Yacht

    Business

    • General Liability
    • Business Property
    • Business Auto
    • Cyber
    • Workers Compensation

    Benefits

    • Personal Life
    • Key Man Life
    • Group Benefits
    • Medicare Supplements

    Transport

    • Non-Emergency Medical
    • Trucking
    • Livery

    Farm

    • Property Insurance
    • AgriChoice
    • Farm
    • Coverage Estimator
    • Property Info
    • DMV
  • Claims
  • Blog

    View All Blogs

    Newest Posts

    • Lansing, Life and health
    • From Landscaping to Insurance
    • The Learning Matrix
    • Back to Texas!

    Random Post

    • Lansing, Life and health
    • MEDICARE ANNUAL ENROLLMENT ENDS TUES, DEC 7, 2021
    • Original Medicare Enrollment Part 4 - How to enroll in Medicare if you are under 65 and have a disability
    • WHEN DOES YOUR PERSONAL CAR BECOME A COMMERCIAL VEHICLE?
    Our latest Flyer
Log In
Socials
Photo of Nicholas_Springer
  • Atruhor photo Nicholas Springer
    Nicholas Springer in Coverage | 854 Reads
  • 03/03/2022

Add Full Coverage to Older cars??

(I need to set this straight…there is no such thing as “Full Coverage” – please see Blog Post 22…)

For all kinds of reasons right now, your car is most likely worth more than you think it is.

Generally, in the old days (like two years ago) the coverage you had on your vehicles would follow a basic timeline. When it’s newer you would have Comprehensive and Collision. This would hopefully make you whole again if you have a loss to the vehicle.

As time went on, and the value of the vehicle decreased, it was a good first step to remove collision and just keep Comprehensive (known as “Other Than Collision” coverage). Then finally, when the value was at a point in which it was not financially worth it, you would remove all but liability.

Now, cars and trucks are demanding a premium on the used market. If you dropped Collision because you thought you could buy a used car for a manageable amount, that may not be true anymore.

This is the reason we have been taking a second look at the coverages on your policies… it may be a good idea to up your coverage, at least for the time being.
Full Coverage Comprehensive Collision
Share on Facebook
Photo of Nicholas Springer
Nicholas Springer
President

Nick Springer, current President and CEO started with the Agency in 1991 handling office tasks such as taking out the trash, filing, and licking hundreds of envelopes at the ripe old age of 10. He came back to the Agency in 2000 after school. Nick has spent his career handling all aspects of insurance from Auto and Home to Yachts. When Reta retired in 2018, Nick and his wife Shannon took over as the second-generation owners.

Related Posts

Similar Post

We proudly display our Long Hours
Til 7pm!
Read Article
Farm Liability Insurance Coverage
Read Article
Own a home? Here are two policy options you should know about
Read Article

Springer Insurance Logo

From Start to Claim.

Connect With Us
Useful Links
  • Claims
  • Client Center
  • Quotes
  • Search
  • FAQ
  • About Us
  • Privacy policy
Our Company
  • Contact Us
  • Our Agents
  • Blog
  • Companies
  • Products
Get Contact
  • Phone: (804) 739-9500
  • E-mail: webmail@springeremail.com
  • Top Local Car Insurance Agency in Richmond

Copyright © 1985 - 2023 The Springer Agency. All Rights Reserved

  • Terms of service
  • Privacy policy
  • Claims
  • Client Center
This website uses cookies to ensure you get the best experience on our website.