Originally from Auto-Owners Insurance
Food Trucks are growing!
Peggy Claytor
In today’s market, food trucks and trailers are a growing business. Some have a permanent address, while others choose to move locations to take advantage of pop-up events or other opportunities. Whether it’s an extension of your traditional “brick-and-mortar” restaurant or a new enterprise, these businesses are unique, which means you need coverage tailored to meet your needs. When you think about your food truck or trailer, it’s important to remember all the coverages necessary to keep you and your business protected.
Business Personal Property: provides coverage for property that you own, including your cooking utensils and equipment
Business Income & Extra Expense: provides coverage that protects you against lost revenue and extra expenses you may incur while your business is being restored from a covered loss
Equipment Breakdown: provides coverage for damage to your electrical, mechanical and pressure systems
Food Contaminations: provides coverage for reimbursement when your business is closed by the Board of Health and coverage for expense to clean the equipment, replace the contaminated food and business income associated with a shutdown of operations
Blanket Additional Insured: covers the managers or lessors of premise with whom you have a written or oral contract.
