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What are the two basic types of life insurance? Permanent and term. Permanent means it lasts your whole life, and term last a portion of your life. Permanent policies usually build up cash value, and term policies don't. Most of the time people buy term insurance because they can get 4 or 5 x more death benefit for less money.
What are the two basic types of life insurance?
Permanent and term. Permanent means it lasts your whole life, and term last a portion of your life. Permanent policies usually build up cash value, and term policies don't.
Most of the time people buy term insurance because they can get 4 or 5 x more death benefit for less money.
