Benefits Lesson

Disability Insurance

Disability is a policy that will help pay you a salary if you go out of work for a sickness or an off the job injury. Disability insurance helps protect your ability to earn a salary. Your PTO eventually ends and won't replenish for a year. Who pays you after that?

Lesson Script

What This Video Covers

Disability is a policy that will help pay you a salary if you go out of work for a sickness or an off the job injury.

Disability insurance helps protect your ability to earn a salary. Your PTO eventually ends and won't replenish for a year. Who pays you after that?

Insurance Terms to Know

Professional Services Exclusion

A professional services exclusion removes coverage for claims arising from professional services, often requiring separate professional liability coverage.