Yes!! If your teenager has a permit , call your agent! If your teenager is in a fender bender and is not a listed driver you may find yourself with a big out-of-pocket expense.
It takes time for teens to learn how to drive safely. But parents who are going to be adding a teen to their policy often need education themselves. That’s why it’s important to know how to add a teen to an insurance policy and what factors will affect the price of the premium.
Not all states have the same laws and internal guidelines for insurance companies may vary, so it’s important to check with your agent to find out what laws apply to you. Many companies allow a teen with a learner’s permit to be listed on the policy at no charge until he or she becomes a licensed driver – but don’t assume that’s the case. The best time to talk to your insurance provider is before your new driver gets his or her permit. That’s also a good time to find out what it will cost to add a teen to your policy.
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