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  • Author photo Nicholas Springer
    Nicholas Springer in Coverage | 3166 Reads
  • 09/30/2020

Do You Have Full Coverage?

What may be a commonly used term can put you in peril

A toy beetle... no coverage!
A toy beetle... no coverage!

... it doesn't really exist!

Nicholas Springer

Probably not... because it doesn't really exist!

What people usually have when they think they have full coverage is actually at least three different coverages working together on the same policy.

Liability, Comprehensive and Collision.

When purchased together, you are close to fully covered, however you may still be missing some endorsements. Since most companies are a little different in what they offer and what they call their coverage, it is best to talk with your agent and ask them if you are covered for the things that are important to you.

Comprehensive Collision Liability Full Coverage #22
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Photo of Nicholas Springer
Nicholas Springer
President

Nick Springer, current President and CEO of Springer Insurance, joined the agency in 2000. From CSR to telemarketer, Associate Agent, Vice President and now President, Nick worked every possible job in the agency, including janitor while he was in middle school two nights a week!

After taking over for Reta, who retired in 2018, Nick and his wife Shannon have grown the agency to four locations and recently moved the Home Office to a new office condo, still in Midlothian. Over his many years, Nick has attained the designation of a Certified Authority on Workers Compensation (CAWC) and most recently the coveted Certified Insurance Counseller (CIC) designation.

Nick is now heading up the new Springer Private Client Division geared to High Net Worth clients.

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