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- 01/09/2025
Flying Snow Missles
You are responsible for your vehicle, and what's on it.
Insurance Missiles- word of the day!
Nicholas Springer
Snow and ice - it's pretty but it's also a pain to drive on!
Have you ever gotten in to your snow covered car only to drive away once the windows were clear? Then while driving down Powhite Parkway on your way to work, you see a huge powder explosion in your rear view from the snow that, just seconds ago, was on your roof?
Yeah, I'm pretty sure that has happened to most everyone I know! But did you also know that if that huge missile of snow (that is the technical term for something flying through the air, even ICE) hit and damaged someone or something, you are held responsible?
Let's say that chunk of ice hit your car from the car in front of you. If you carry Comprehensive coverage, then your insurance could help fix your vehicle. But, if you knew who caused the damage, you can actually get the liable person's insurance to pay! This would go against their insurance and you would not have any out-of-pocket expenses like your deductible.
So, next time you get in the car after a snow shower, make sure that you are not carrying around insurance missiles because you don't want to deal with the aftermath - and you certainly wouldn't want to actually hurt anyone!
Nick Springer, current President and CEO of Springer Insurance, joined the agency in 2000. From CSR to telemarketer, Associate Agent, Vice President and now President, Nick worked every possible job in the agency, including janitor while he was in middle school two nights a week!
After taking over for Reta, who retired in 2018, Nick and his wife Shannon have grown the agency to four locations and recently moved the Home Office to a new office condo, still in Midlothian. Over his many years, Nick has attained the designation of a Certified Authority on Workers Compensation (CAWC) and most recently the coveted Certified Insurance Counseller (CIC) designation.
Nick is now heading up the new Springer Private Client Division geared to High Net Worth clients.
