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  • Author photo Peggy Claytor
    Peggy Claytor in Coverage | 1131 Reads
  • 07/25/2024

Food trucks are on the rise!

From Auto-Owners Insurance

Food trucks are a great way to start a business, however you need to do some planning!

A menu on a local food truck at a Tarrington Swim Meet
A menu on a local food truck at a Tarrington Swim Meet

Food Trucks are growing!

Peggy Claytor

In today’s market, food trucks and trailers are a growing business. Some have a permanent address, while others choose to move locations to take advantage of pop-up events or other opportunities. Whether it’s an extension of your traditional “brick-and-mortar” restaurant or a new enterprise, these businesses are unique, which means you need coverage tailored to meet your needs. When you think about your food truck or trailer, it’s important to remember all the coverages necessary to keep you and your business protected.

Business Personal Property: provides coverage for property that you own, including your cooking utensils and equipment

Business Income & Extra Expense: provides coverage that protects you against lost revenue and extra expenses you may incur while your business is being restored from a covered loss

Equipment Breakdown: provides coverage for damage to your electrical, mechanical and pressure systems

Food Contaminations: provides coverage for reimbursement when your business is closed by the Board of Health and coverage for expense to clean the equipment, replace the contaminated food and business income associated with a shutdown of operations

Blanket Additional Insured: covers the managers or lessors of premise with whom you have a written or oral contract.

Food trucks Business Auto Insurance #177
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